Social Security Online Services – Start Here

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120px-Social_Security_CardsTechnology along with Government regulations has completely changed the procedure of how to apply for, and receive social security benefits. Yet more confusing is the learning curve when it comes to social security online services, such as understanding and tracking benefits, the massive field of options that people are unaware of, and dealing with specific qualifications, codes and requirements.

Face it, lifestyles are changing, social security, retirement, aging and money go hand in hand and now you have to deal with the constant bewildering world of technology as if constantly affects the way we live, work and play.

Wouldn’t an extra $50,000 in benefits help you out?

With the millions of people signing up for, or already receiving social security, combining a variety of unique factors and the whole concept of misunderstanding, incomplete, and little to no type of help, leads to a vast amount of totally confused, frustrated and broke people dealing with or heading into retirement.

It use to be you would head down to your local social security office, sit face to face with a government worker and get answers and results in the same day. How things have changed! Our government has drastically reduced the number of social security workers that are available and now individuals just like yourself are having to deal with social security online services, sifting through mountains of confusing information and, as you will find out, people are making a desperate attempt to figuring it out for themselves.

The majority of contact time with the social security administration is done online…. Social Security online services

  • Where it is ten times harder to get help,
  • Virtually impossible to get the correct answers
  • Difficult to figure what would work best for your situation
  • Dealing with the miles of red tape that comes with it.
  • Wondering if you are receiving your maximum amount

Are you aware that Americans ignore $25 million dollars in benefits simply because they don’t know what options would be best for them?

Are you prepared to read through and understand over 2700 rules in the Social Security operations manual?

 

A few factors that will definitely affect your monthly benefit amount…

  • there are hundreds of different claim options just for the average married couple,
  • a couple receiving benefits at different times should be handled differently
  • factoring your age, deciding if your should start early or delay benefits
  • factoring in your own personal situation, your marital status, your tax status
  • extra retirement income such as pensions, IRA’s (if any),
  • Making critical benefit decisions online without having proper answers
  • Not understanding full recourse of having to file for an appeal
  • Not being aware of other options that could greatly increase monthly benefits

So where do you start? Should you pick one benefit option over the other because everyone else is doing it? Which rules or options apply to you and/or your spouse? What is the best formula for you?

You do not have to take on the social security online services by yourself. You can find easy to understand answers and get personal help to tackle your biggest questions, to receive your maximum monthly amount and to qualm your fears.

Jim Blair, a former social security administrator for 35 years said it best “.. those who don’t understand Social Security are risking thousands of dollars in lifetime benefits. That risk has increased in recent years when the SSA rolled out online applications.Their goal is to save money by “automating benefit claims” like a factory, and cutting human interaction with the public who funds the program.”

When dealing with any type of social security issues there are a few things to take into consideration such as:

    • What you need to KNOW AND DO BEFORE filing your online application

 

  • How to calculate your benefits
  • How to receive the best benefit options with the most value to your situation
  • Understand how filing dates affect benefits
  • Medicare plan comparison when it comes to choose your best option
  • How to appeal application mistakes/benefit errors
  • Where to get help if you already filed, and believe you should be receiving more

 

Now you are expected to fully calculate, complete the proper papers and understand ALL benefits, your restrictions, and your total package…….th8EYYXBSDthrough the enormous world of the social security online services with little or no help you are basically setting yourself up to receive less and in the process, be more confused and frustrated. You always hear that retirement and your golden years are suppose to be relaxing and care free yet the legal aspect leaves your head spinning.

So, what is the your first step? Where do you get answers? Where do you get help? When filing for social security, or if you need to file an appeal, it is imperative that you START RIGHT HERE and discover the vital answers from Jim Blair with his expert advise and his continuous up to date information that can be found in the Social Security Retirement Guide.

 


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61 Comments

  1. Marc Cantave

    This is a necessary post. People should be aware of their social security options and what ages they can get started. As a young person I dont think much of social security, but it is very important and we should start thinking about it now so we can set up our future and I got that from your post. Great read informative and educational. Keep up the good work

    Reply
    1. Angela

      Thanks I am doing my best to get people educated on retirement issues and what to expect

      Reply
  2. Florence Ki

    OMG, retirement is such a hassle. I always thought that it can be very simple. If this is the case, why not just earn and save enough for retirement now? Wouldn’t it be better. Thank you very much for sharing. It made me realize the importance to start planning now.

    Reply
    1. Angela

      at that young age people are not worried about later years …yet they should be very concerned

      Reply
  3. David

    I’d like to know what the best age would be for my wife and I to retire. There are so many factors to consider. As regards social security, it’s easy to assume that the annual report from the Social Security Administration is all you need to know. If I retire at 62 I get one amount, at 66 I get the “full” amount, but at 70 I get the maximum amount. Lately I’ve heard those reports are often inaccurate, especially if your income has not continued to increase. How do you cut through all the complicated regulations and get plain answers?

    Reply
    1. Angela

      The best feature of the Social Security Retirement Guide – is that any questions you have about the content and how it applies to your situation are answered directly by Jim Blair. The email support option allows you to get professional advice from an experienced Social Security consultant.

      Reply
  4. Tanya

    Hi Angela,

    I never really put much thought into Social Security because of my age. After reading this article looks like I need to start planning now.

    This is such a great and informative article and I can tell you put a lot of time and effort into it. I am more pleased that I came across your website. I will be showing this to my husband later. Thank you so much for sharing.

    Reply
    1. Angela

      thank you, I feel this is a vital need that is extremely overlooked. People really do need to be educated in this area!

      Reply
  5. Tarja

    A very good site you have here! I guess most of us do realize that we need to look into our retirement issue well in advance, but many don’t do it anyway. So this is useful information indeed! Something that I’m prepared to pay a few dollar for for sure! I start planning right away, and might get back to you, thank you!

    Reply
    1. Angela

      Talking to people everyday about this situation is amazing… one guy told me he was going to be getting $1700.00/month from his retirement and he had no idea what he was getting from social security, he just mentioned that he would be able to live on that, BUT he did no calculations on cost of living, cost of health care, what his living status would be like going into retirement…but I think he will be in for a major shock on his small amount of retirement money

      Reply
  6. Roland

    Thanks for the first class advice.

    It seems that governments the world over are fairly poor at communicating to people what their benefits are. Perhaps that is part of a plan to keep costs down by people not claiming.

    It seems once this is raised as an issue the governments set up agencies designed to help people claim which of course costs money. Surely a transparent and simple approach would be better and also help prevent fraud.

    Reply
    1. Angela

      yes the government has too much involvement in things they shouldn’t perhaps a private industry would do better at the controls…

      Reply
  7. Kenny Wilkinson

    I like technology and most of the time I think it is a good think to go paperless. I agree with you however that most people don’t know enough about the rules and regulations to fill out the forms themselves.

    I see you posted a link to a retirement guide. Can all the information you mention be found in this guide? How much does it cost?

    Thanks for an informative post.

    Reply
    1. Angela

      Yes the retirement guide is very informative and what is great is that you get updates and you can also email Jim with any questions you have

      Reply
    2. angela

      The retirement guide is only $24.95 and everyone agrees that is nothing when it comes to a larger benefit amount. check it out http://bit.ly/1MP4O5p

      Reply
  8. Dave Sweney

    I am fast approaching the time when I can start drawing my benefits (just turned 59), so this is excellent article is very helpful for me.

    I had no idea how complicated it was to apply, nor on the numerous options available to me! This article was certainly an eye-opener to me.

    From what you have provided here, I can see that I need to spend some time and determine what the best options are for me soon and then act to implement my decisions.

    Complicating things for me are the facts that I am living outside the states, have been for many years, and likely will have to do eveything online, at least as much as possible.

    Your post has just made my life a bit easier when it comes to planning my social security benefitsoption selections, I definitely will be following up your resources provided!

    Reply
    1. Angela

      Thank you, I am glad you found this information and remember with the retirement guide you get all future updates and also can get email support with your questions

      Reply
  9. Devin

    Social Security tends to be something a 30 year old like myself thinks little about. This article does shed a lot of light on things about Social Security that I didn’t know. My father is getting pretty close to the point where he might be retiring and I’d be interested to know how much he has researched all of it.

    Reply
    1. Angela

      Excellent! Even if your father spends a little time each week on this subject he will be farther ahead than so many people. And for you don’t lose sight of your years ahead, they will go fast. Keep in touch and come back often to this site !!

      Reply
  10. Kush1000

    Hi there! That’s a nice post you have created here.
    Social security is very important, not many peopleare aware of this. Great job done.
    I’m sure many people will find this article as useful and interesting as I did.
    Thanks for sharing this nice information.
    Cheers and best of luck to you.

    Reply
    1. Angela

      Thank you, I will continue to add more information, so come back and visit often

      Reply
  11. RuthM

    wow, this sounds like a minefield. I am from the UK but I had to comment. We have a pretty confusing system over here, but it sounds crazy over there for you guys. You can so easily miss out on something important if you don’t have the knowledge of what you are eligible for. Your website is perfect for that kinds of information to make sure people get what they deserve. I hope you are able to get it out to lots of people, good luck!

    Reply
    1. Angela

      Thanks you, I saw a need after talking with people on a daily basis

      Reply
  12. donnacaliegh

    This is something I haven’t really thought about much since I am in my 30s but it is actually smart to start thinking about retirement options now so that when I get there I will be prepared. The guide seems like it has a lot of good, useful information that people need to know. It’s good to know too that once you file, you only have a year to refile, and that the amount you are getting after that is fixed. So if you learn somewhere a couple years later, like through the guide for example, that you should be getting more, it’s too late at that point, right? So it’s definitely good to be informed before you are ready to file or to make sure you are getting what you are entitled to before that year after filing passes.

    Reply
    1. Angela

      If something needs to be fixed or adjusted it is possible there is just red tape to get through so my advise is to learn as much as you can and be prepared. Thanks.

      Reply
  13. Robin Sawyer

    Whoa! I didn’t realise how complicated things have gotten. I helped my parents through the process some years ago. But it looks like things have become even more complicated since then or I didn’t realise what we missed when they filed for SS!

    A friend sent me the link to your post and I have to thank them a lot! Jim Cramer’s book looks useful. Especially the fact that you can email for real advice forever…

    Robin

    Reply
    1. Angela

      Thank you, I am working on other topics that be relevant to everything else so please come back and visit often!

      Reply
  14. Lucas

    Social Security. This words really make me and my family headache and a pain to understand all the confusing terms.

    Furthermore, there are many option to choose and a lot more things to consider. Thanks you for sharing this so that we can seek advice from experienced Social Security consultant.

    Reply
    1. Angela

      The majority of people do not realize what is down the road, life has become so complicated

      Reply
  15. dave

    I hope social security is even available by the time I am ready to receive it. And if it is, will it continue to be there for as long as I need it. In addition to that, I appreciate the information you have provided. It is always wise to look carefully into everything today because of all the complexities. It also seems like the more complicated things are becoming the less time we are having to deal with them.

    Reply
    1. Angela

      I do agree with you and thanks for your comments. Life is hard, retirement is complex and death is final. Prepare yourself and your family, never stop learning!

      Reply
  16. Don

    Hi Angela,

    It’s good to see that there are people outside who take care about this topic. As I am relatively young I’m not thinking too much of social security as it didn’t hit me until now and I think exactly this attitude is the problem for many. As long nothing happens there is no reason to do anything.

    When I ready through your article I should definitely take a more detailed look into social security. I will definitely start with the social security retirement guide you recommended.

    Cheers
    Don

    Reply
    1. Angela

      Thanks I am just trying to get the point across to start early, do your research and stay on top of things! BE INFORMED

      Reply
  17. Rick

    I am so afraid of retirement. Not the retiring “part” but the “having enough money” to live on “part”. Any information that is going to make that easier I want to read about. I know too many of my older friends (I’m 60) received social security only to find out later that they could have had more by receiving their spouses amount instead of their own amount. I understand how the government is cutting back on services. I have worked for the government for 34 years and I see it every day. If what you offer will make the whole process less confusing than everyone who signs up would benefit. Since I am years away from drawing social security would the information you provide help me now or should I wait until I am closer to that time? Thanks

    Reply
    1. Angela

      Thank you for a wonderful response, I am hoping everyone can read your this and understand what it is going to take. You could get the information now if you want because you will always have access to the updates.

      Reply
  18. Justin

    Social Security and retirement is one of the most confusing things I have ever looked at. I feel like I could have had an entire class on this in college and it would have been one of the most difficult on campus. I keep putting it off even though I know I shouldn’t, especially because my parents are nearing that age and are worrying they won’t have enough to retire as early as they originally thought that they could. I really hope this system makes more sense soon!

    Reply
    1. Angela

      everyone heading into retirement years should get planning, financial help or a least have all of their questions answered properly, the social security retirement guide should be required reading for all, people definitely are getting more in monthly income with the help of this guide.

      Reply
  19. Ericka Parrott

    Thank you so much for sharing this… I really wish my mom had this information 10 years ago. She’s in her 70’s and is ill prepared for the long journey of retirement. Its a shame our country does not give seniors more of a discount on food and services. This post needs to be mandatory reading for anyone near retirement age!

    Thanks again,
    Ericka

    Reply
    1. Angela

      Thank you, that is my mission, to get the most possible information into the hands of everyone, ( and yes everyone will be heading into retirement) most do not know what they are missing out on.

      Reply
  20. Stephanie

    Hi Angela:
    I am going to spending many hours perusing your website. Thank you for developing such a useful website. My mother is 65 and recently retired, but on top of that, my father (her husband) passed away recently and I have moved in with her to try and help her through this crisis.

    Survivor benefits have been difficult to get out of SSA. I am very computer literate and even I have a hard time figuring out how to navigate the online portal for SSA. And when we have gone in person to SSA the representative was rude and insulting to my mother and I. We went three days after my father passed away and the unprofessional and rude SSA representative told my mother to her face she will not get any survivor benefits because she did not have the proper paperwork, They were married 46 years and this man had the audacity to tell her that her marriage to my father was not recognized by SSA. They are American citizens and were married overseas but were born and raised here and always lived here. My father even worked for the US Government for nearly all his career.

    Again, I think if I can navigate the online system of SSA with the help of this website, I can avoid dealing with the unpleasantness of rude face-to-face representatives. Thank you for all the resources you outlined here.

    Stephanie

    Reply
    1. Angela

      thank you! Your story is a reality that most people do not want to deal with. I would recommend that you start with the social security retirement guide

      Reply
  21. Boniface

    Hi Angela,
    Indeed information is power. It is true that so many people for go a lot of their due benefit just for lack of proper information. The sad thing is that its possiblength some government agencies in most places globally will not as much as divulge information that people are ignorant about. Thanks for sharing onot this and opening the eyes of those looking at retirement.
    Boniface.

    Reply
    1. Angela

      Thank you, and you are right some government agencies do not divulge information that could be vital to an individual. It seems that you only get the basics nothing that lays out detailed benefits.

      Reply
  22. Julio G

    Hey there Angela! Well I must tell you that you have done a great job on this. Although I am a young person I have family and close people that are now retired or looking for retirement soon. I must say that it is a very confusing stage in which usually people are not sure whether to retire or not and on top of that they are really missing out not just the benefits but the compensation retirement comes with. You have done a great job providing this information within your posts, the pages are going directly to the viewers doubts and thoughts and what is really important here is that answers that people are looking are right in your sight. Whether its misinformation they have or lack of knowledge in what retirement means but you have thrived to achieve a good work on this. Keep it that way and great site

    Reply
    1. Angela

      thank you!! my goal is to open the minds of everyone, to get them to look down the road

      Reply
  23. Levi Kaus

    Your website is well layed out. Beautiful graphics integration. I have several tools that I use for traffic generation that you might be interested in if you use social media a lot. Have you ever heard of sniply? If you don’t know what it is you should definitely check it out. I would put a link here but that looks spammy. I can provide one upon request.

    Reply
    1. Angela

      I have yet to get into the use of all aspects of social media, right now it is mostly just twitter. https://twitter.com/MoneySuccessYes Someday I will get into the other social avenues

      Reply
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  26. Boyo

    I dislike the way that nearly everything is being automated or services are being centralised. We as a society are definitely losing that personal touch unfortunately. It’s so difficult getting to speak to a real person these days as everything is self service and done online.
    Rather foolishly I have been putting off planning for my retirement. Why? Because I’ve always told myself that I should live for now and it’s something to worry about further on down the line. Foolish I know, so it’s now time to start thinking and planning properly for retirement.
    Thanks of the information, I’ll more than likely be back looking for further information.

    Reply
    1. Angela

      Yes our lives and procedures are becoming more robotic and so dependent on computerized info and high technology, but I have found talking with a lot of people that although using computers and such they are still doing backups the old fashion way, of keeping paperwork and important info in their own personal way

      Reply
  27. HolisticJB

    Wow this is such a great post
    I had non idea how many avenues there may be for people to gain a little, or a lot, of financial benefit and assistance
    Of no use to me as I’m a new Zealander but have friends who are definitely going to love this post
    Thank you

    Reply
    1. Angela

      Well I have to say, hello to my New Zealander reader, thanks for your comments, feel free to share any and all info that I have here.

      Reply
  28. arcadiaecho

    It is not easy subject. Myself is still young and healthy. Would love to have a easier life when i get older after. Be great if i can stay with my passion though. Cos sometimes i see older people having nothing to do..not aim whatsoever. This is inspiring to see old retired people are still on to something! 🙂

    Reply
    1. Angela

      you are right and how do we get older people and also people of all ages to do improvements in their lives to better themselves? I will continue to find an answer for this and will push for increasing mental increase.

      Any suggestions?

      Reply
  29. arcadiaecho

    It all make sense to think about retirement and security. I saw so many people not having that and became misery. It is totally unnecessary. In fact, I believe it should be the golden age. Really hope your site will reach more people so they can think about it before they got too old and too late. That’s reality, I suppose.

    Reply
    1. Angela

      Yes, my goal is to open the eyes and minds to everyone headed into retirement and to be prepared….we will all be there, unfortunately most of us are in denial or just to busy living everyday lives to plan for any type of decent future.

      Reply
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  32. Mike

    Very interesting post and you shared a lot of good information that I wasn’t aware of. I’m many years away from collecting Social Security, but I am enrolled online so I’m somewhat familiar with that portal. It can be both convenient and confusing. I thought the quote you shared from Jim Blair was very interesting. Clearly, to get maximum benefits, you’ve got to do your homework.

    Reply
    1. Angela

      You made a statement that I caught and hopefully others catch it also, the fact that you are years away from collecting SS but you are already enrolled online. That shows me that you are taking control of your retirement issues and you can continually keep updated as to what is going on and the possibilities for the future.

      Thanks for the visit, come back and visit often

      Angela

      Reply

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