Self Improvement

Maintaining the mind, body and soul for exceptional retirement living

The Power In Positive Thinking

It is no secret that people are truly discovering the powerful effects when it comes to positive thinking.

Millions of  individuals have found ways to incorporate  the power in positive thinking into their daily lives to achieve amazing success and happiness. People of all ages are finding their own ways to change their attitude, build their self esteem and total control over what happens to them on a daily basis, and are securely building a quality lifestyle that screams success and rewards for their future.

To achieve positive thinking, the qualities one must work on include…..


What Is Success In Life?

What can be done to become more successful?  How do we find financial freedom? How do we excel in life?  Finding the ultimate answer of What is success in life can hold  totally different meanings and  results for each individual.

Having success  is not just about having money, or  being super wealthy. For some even when they do have money does not complete their (more…)

9 Practical Ways To Find Extra Money

Money certainly makes the world go round and the demise of not knowing where your money is going, can turn into a huge financial issue that needs to be addressed.  Seems most of us are in the same boiling pot of being cash poor,  using what we think are clever ways to find extra money and still the bills keep coming, food has to be bought, money is much in demand and gives you little respect.

I am sure you have been in the predicament that you were totally out of money for the month or the week, and you were desperately waiting for the next paycheck. (more…)

Best Retirement Savings Account


I was talking with a friend the other day, a remarkable lady in her sixties, with a strong mind and loving her life. Best retirement savings  We got onto the topic of people saving for retirement, what type of investments would be best for average people like us, and we also talked briefly on if there was one best retirement savings account that would out beat other savings accounts.

With a variety of topics, our thoughts and pondering got us nowhere  but to realize that we had more research to complete, and it really didn’t matter to me, because it was just a nice time to pick each others brains and spend some quality time formulating our life’s journey.

We both brought up the topic of social security issues, along with funding retirement accounts and that just left us with more questions and wondering where to get correct answers.

I just want to share some thoughts that we had and hopefully you will find some insight as to how you are going to handle your (more…)

What Is Theta Waves?

What upsets me about life and huge masses of individuals is the issue of people that go through life with absolutely no plans for their future, never attempting to make positive changes. Amazingly  never to  figure out such things as,  what is theta waves or positive attitudes and especially what the affects of not making any type of attempts of achieving financial success or happiness in life.

I hate the fact that individuals (including myself at one time)  commit so much of their own personal time to someone else. I am talking about places of employment. You give them 40 or more hours a week for a wage that I know you do not think is enough (it never is). I realize everyone needs to work in order to provide, yet the majority of individuals are so narrow minded and do not (more…)

How To Be a Millionaire …

Millions of people talk about it day in and day out and never actually do anything about it. What I am referring to is how people are constantly talking about such things as wishing to have a better life, wishing for more money, or how to be a millionaire,  yet they are stuck in their own dead end lifestyle, a daily cycle of going nowhere.  I do enjoy doing experiments such as this and asking people a variety of questions and it just amazes me as to the responses I receive from talking with people!

So how do people become millionaires? (more…)

How To Fix Identity Theft

Has this ever happened to you? You running late for work (as usual) yet you need to stop at the ATM to withdraw some extra cash, and for some reason it keeps telling you there is not enough in your account or your balance is zero.

What is going on, you ask? Yes it is identity theft, some one hacked into your personal account, someone probably on the other side of the world now knows your personal information and has completely wiped you out, has charged thousands of dollars on your credit cards and will happily continue to hit your accounts not caring one bit about your situation or how much it will destroy you and your financial outcome. It is happening to more people on a daily basis and the situation of how to fix identity theft is causing financial and mental distress.

Sometimes unauthorized or undetected financial movements could be hitting your accounts for months before (more…)

The Best Identity Theft Protection

Over 15  million people in the United States fall victim to the fastest growing crime of identity theft each year, and even with modern technology that number will continually climb. The best identity theft protection starts with you and how you choose to protect your private information.

Identity theft comes in a variety of forms and uses. Your personal information such as your name, your date of birth, your credit card numbers, your social security number can be used to commit theft and other crimes without your permission. A thief could literally commit a crime, steal thousands of dollars, even take out a loan in your name and you discover (more…)

5 Steps To Self Development

Why is it the majority of people can not deal with the issue of change? Why at times does it take a down swing or a major crisis for people to readjust their life and make an attempt to improve or start their own personal self development goals?

I read recently that 95% of the people in the world do not know how to develop their own…. (more…)

Practical Christmas Gifts

Alright as of today you have less than 2 weeks until that, what shall we call it… that magical day, or that hurry up and lets get it over with day. I know you are still out there shopping spending money, charging up those credit cards, but I want to share with you some very practical Christmas gifts, that would probably be more…. (more…)

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