Saving money

Is It Scary To Retire With A Bag Full Of Debt?


Is it scary to retire with a bag full of debt? If you ask this question to my grandad or even dad, he would instantly say “a big no”. Fortunately or unfortunately, I have interacted with many people who are entangled with debt problems. Some are immersed in credit card debt. Others are postponing their marriage and family plans because of their huge student loan debt. I wonder what these people would do at the time of retirement? What if they can’t pay off their debts before retirement? Is it perfectly fine to retire with a bag full of debt?

Is it bad to retire with debt?   (more…)

Using a Monthly Bill Organizer


billsYou cannot get away from the fact that you will always have bills. How you handle them, organize them and eliminate them, makes all the difference in having a strong, debt free lifestyle. Yet the majority of people do not have a system set up as to how they organize, attempt to understand and pay their bills when they are due. Many people will simply take their weekly paycheck and go from place to place to pay their bills. 

For some, using a monthly bill organizer seems out of the question to them as they actually live paycheck to paycheck and dole out cash without any money management organization. (more…)

Getting Help In Credit Card Debt

help in credit card debtAre you like the average person, with a ton of credit card debt?  Do you have the desire to eliminate this debt?  Getting help in credit card debt can take on different avenues. Knowing how to get started and how to handle these avenues is totally up to you and your own personal situation.

Are you lost as to where to get help or perhaps you don’t want to  know the exact amount? Hey you are not alone, many people are in the same boat with no idea of the total amount of their debt. Perhaps it is embarrassing to know the truth, perhaps some individuals just keep pushing off dealing with the whole issue of (more…)

Flipp Flyers Weekly Ads


thu60ozs3hI found a wonderful website that will help you out tremendously when it comes to your shopping needs.  You have to check out the Flipp flyers weekly ads that are displayed on their website and also available on their app.

We all know how shopping can burn a big hole in your pocket and rapidly increase your debt amount when using those plastic cards. You know credit and debit cards. Understandably the grocery store is a must on a weekly, biweekly, or monthly ritual. There are even people that will go into a grocery store on a daily basis just to get what they need for (more…)

How To Get Money For The Holidays


thM1XR7GTI Ok I know what you are all saying,  “what holidays?”, but  believe it or not people, yes those wonderful, magical, stressed filled money grabbing holidays are fast approaching again, and for the vast majority of individuals, they do  not one dollar saved.  it is totally amazing to me some  people will always try to figure out how to get money for the holidays while the others will just do the same thing and add it on to their credit card balances, no matter what the cost.

With the retailers behind the big push, the consumer shopping period for the holidays now starts in mid September, black Friday incentives are out before Halloween is over,  and the (more…)

How To Save Money For Retirement


Americans get an F grade when it comes to their personal retirement savings. Taking into consideration such factors such as an unstable economy, the rising cost of just about everything, and not knowing properly how to save money for retirement  factors into understanding financial needs for the future. Most certainly the average retirement planning of individuals is (more…)

23 Reasons Why A Home Budget Worksheet Is Vital

thF25X7KXZ The majority of families in this fast paced, stressed out world have different views on how to handle their monthly income that is coming in.   

The majority are still spending carelessly with no planning for future outcomes, no emergency backup plans, not knowing why they are always broke.

Most have cut down on overspending their hard earned money, but they are still in the living paycheck to paycheck daily routine. They are caught in a web of debt issues and cannot seem to get ahead. (more…)

#1 Best Cell Phone Seniors Are Using

Millions of people including senior citizens are getting frustrated with their cell phone provider and especially with the type of basic phones that they can select from. What irritates them the most is the complexity of the modern technology phones with all the apps, complexity issues, the small buttons and not have good reception.  One type of cell phone that is growing in popularity and not surprisingly the #1 best cell phone seniors are turning to is the Jitterbug cell phone which is remarkably easy to use, keep in contact with others and fits the need of simplicity. (more…)

Chris Hogan Retire Inspired – Review

People of all ages are discovering the financial messages of  mentor  Chris Hogan and are following his pattern to success. Now more than ever, individuals, couples and families are using his techniques to prepare for a better quality of retirement lifestyle living because they are understanding the need for preparation and planning long term.

I truly benefited from the advice that I found in the  Chris Hogan Retire Inspired book, which displays such practical yet unique awareness on the topic of living your life to the highest possible standard. (more…)

The Purpose Of A Home Based Business For People Over 50

thPTFOGSYAHave you ever dreamed of having your own business, a business that gives you financial security and the freedom to express yourself, a business that fits in with your hobbies or interests,  perhaps something that will leave your legacy for future generations to build and continue.  Nowadays not only is it is it an advantage to have a home based business for people over 50 but the reality is certainly evolving for people of all ages.  Having a home based business allows the business owner to enjoy  a variety of options, rewards and maintain a steady stream of income. (more…)

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